Cookie policy

What are Cookies (Cookies)

Cookies are text files containing small amounts of information that are stored on your computer or other device when loading websites in the browser. They are widely used to “remember” you and your preferences, either for a single visit (through a “session cookie”) or repeated multiple visits (using a “persistent cookie”). Cookies serve to ensure that visitors have a consistent and effective experience when visiting the site. It also performs basic functions, such as: allowing users to register and stay in login mode. Cookies may be set by the site you are visiting (known as “First-party cookies”) or by other internet sites that provide content on this site (“Third-party cookies”).

Cookies and cookies

Websites hosted on cookies are for a variety of different purposes. These sites include Cookies that are “strictly necessary” for technical reasons; namely, to allow the personalization of the personal experience of visitors and registered users and to allow the display of advertising from selected third-party networks. Some of these cookies may be set when the page loads or when the visitor takes a certain action, such as: clicking on the “like” or “Follow” button in a publication.

Many of the cookies we use are set only if the user is registered in, while other cookies are set for all visitors when they take specific actions.

Examples of specific cookies for both registered and unregistered users:

ab-used to test AB for new properties.

akm_mobile-stored when the user chooses to view the mobile version of the site.

Examples of cookies that are created only for users registered in

twostep_auth-is created when the user logs in using two authentication factors. This is only for users registered in

wp-settings – {user_id} – is used to maintain the user’s wp-admin configuration. This is only for users registered in

The cookies we use:
The following is a detailed explanation of each category of cookies that are being used, with some specific examples (including files used with registered and unregistered users in

Absolutely necessary:

Are the necessary cookies that sites need on to perform its basic functions. It includes the necessary files to allow registered users to perform and document the functions associated with the account as well as Save the contents of virtual “shopping carts” on e-commerce sites.

Cookie Tester-checks the operation of cookies to provide the appropriate experience for each user.

twostep_auth-is created when the user logs in using two authentication factors.

These cookies are used to save user-defined preferences such as account name, language and location. It is not used to track visitors on websites that are not hosted by


akm_mobile-stored when the user chooses to view the mobile version of the site.

botdlang-used to track the language that the user has chosen to view popular blogs.

wordpress_logged_in* – used to verify that the current visitor is logged in to

wp-settings – {user_id} – is used to maintain the user’s wp-admin configuration.

wp_sharing_{id} – checks whether the user has taken a certain action or not.


Performance cookies collect information about how users interact with the websites hosted by them, including the most visited pages, as well as other analytical data. These details are only used to improve the way the website works.


ab-used to test AB for new properties.

nux_flow_name-specifies which user subscription schemes were displayed to the user.

signup_partner_ref-tracks new user subscription registration sources.

signup_referrer-tracks new user subscription registration sources.

tk_ni|tk_ai / tk_qs – a set of internal metrics of user activity, used to improve user experience.


These cookies are used to display relevant advertising to visitors on the sites it tracks some details of visitors, such as: the number of times each ad was viewed, the number of clicks each ad received, as well as measures the effectiveness of advertising campaigns by building user profiles. These files are created by automated and reliable external networks, and are usually permanent files.


ads-tracks if a visitor has clicked on an ad before.

wordpress_eli-reduces the display of ads for repeat visitors.

External content/embedded content:

Use the sites hosted by a number of external applications and services to enhance the experience of website visitors. These include social media platforms, such as Facebook and Twitter (through the use of sharing buttons) or embedded content from YouTube and Vimeo. As a result, these third parties may create and use cookies to track users ‘ online activity. We have no direct control over the information these cookies collect.

Control of cookies:

Visitors can restrict the use of cookies or completely prohibit their creation. Most browsers provide a number of ways to control the behavior of cookies, for example, the length of time they are stored – either through a built-in function or using third-party plug-ins.

To learn more about how to manage and cancel cookies, visit for more details about advertising Cookies and how to manage them, visit (European Union) or (United States).

Please note that blocking or disabling the use of cookies may limit the functionality of the sites or completely prevent them from working properly.

Terms and conditions:

Terms of use:

The use of this website is an acknowledgement that you unconditionally agree to the following terms of use.
Please read these terms carefully before using the site, note that these terms may be amended at any time by updating this publication. The user is bound by any revised terms and the user must therefore check this page periodically for the latest terms that are binding on him.

Disclaimer statement:

The materials available on this site are provided AS IS without warranties of any kind, whether express or implied, to the fullest extent permitted by applicable law. Qatar General Insurance and reinsurance company and its subsidiaries (collectively, “QGIRCO”) disclaim all warranties, express or implied, including but not limited to the implied warranties of merchantability and fitness for a particular purpose. QGIRCO does not warrant that the functionality of the materials will remain uninterrupted or error-free, that defects will be corrected, or that this site, or the server that makes it available, will be free of viruses or other harmful content. QGIRCO makes no warranties or representations regarding the use or the results of the use of the materials available on the website in terms of their correctness, accuracy, reliability or anything else. The cost of the necessary maintenance, repair or correction is entirely borne by you (not QGIRCO). The following information or description is not necessarily a complete description of all applicable terms, conditions and exclusions, but is provided for the purpose of providing information in general only. Please refer to the original policy or the respective products or services agreement. This site may be linked to other internet sites not operated by QGIRCO, and therefore does not assume responsibility for the content of those sites. The inclusion of any link to such sites does not imply qgirco’s approval or endorsement of those sites or their content.

Limitation of liability:

Although QGIRCO makes reasonable efforts to put accurate and up-to-date information on this site, errors and omissions are possible. QGIRCO makes no warranties or representations as to the accuracy of the content of the website to the fullest extent permitted by applicable law. Under no circumstances, including but not limited to negligence, shall QGIRCO or any party involved in the creation, production or delivery of this site be liable to the user for any direct, incidental, consequential, indirect or punitive damages resulting from the use or inability to use the materials available on this site, even if notified by QGIRCO or an authorized representative of QGIRCO of such damages. The total liability of QGIRCO to the user for damages, losses and causes of action will in no case exceed the amount paid by the user to access the website. QGIRCO is also not responsible for any damages or viruses that may infect the user’s computer or other equipment as a result of entering, using, browsing the internet site or downloading any materials, data, texts, videos or audio clips from this site.

Restrictions on the use of materials:

This website is owned and operated by QGIRCO. Unless expressly permitted otherwise by QGIRCO, it is prohibited in any way to copy, reproduce, republish, upload, transmit or distribute any materials from this website, or from any internet site owned, operated, licensed or controlled by QGIRCO. However, you may download the materials displayed on the internet site solely for your personal use, provided that you also maintain all other proprietary rights and proprietary notes attached to the materials. You may not distribute, modify, transmit, reuse, republish or use the content of this website for public or commercial purposes, including text, images, audio and video clips without the prior written consent of QGIRCO. QGIRCO does not guarantee that the use of the materials presented on this site will not violate the rights of third parties.

Judicial aspects:

Unless otherwise expressly stated below, QGIRCO does not warrant that the materials available on this site are suitable or available for use anywhere. Those who choose to access this site do so on their own initiative and are responsible for complying with local laws. Unless otherwise expressly set out below, the information available on this website is not an offer to sell or an order to buy any insurance product or any other product or service provided by QGIRCO. QGIRCO does not offer and will not sell any insurance product or any other product or service, and in the event that QGIRCO sells any insurance product or any other product or service, such sale will not be effective in any jurisdiction where such offer, order, sale or purchase is illegal. Some products and services may not be available in all jurisdictions.

Applicable law and exclusive courts:

The terms of use, their content and composition shall be governed by and construed in accordance with the laws of the state of Qatar. The courts of the state of Qatar have exclusive jurisdiction in any disputes or claims that may arise from or relate to these Terms, their content or composition (including non-contractual disputes or claims).

Ownership of information:

Any information, except personal data or information that the user sends to QGIRCO via this website, by e-mail or in any other way, including data, questions, comments or suggestions, is treated as non-confidential information and is not private property, and becomes the property of QGIRCO. Such information, other than personal data or information, may be used for any purpose including, but not limited to, copying, ordering, disclosure, transmission, publication, Broadcasting and advertising. QGIRCO reserves the right to use any ideas, concepts, experiments or techniques contained in any correspondence sent by the user to QGIRCO via the website or by any other means for any purpose whatsoever, including without limitation product development and marketing using such information.

Trademarks and property rights:

All trademarks, trade names, logos and symbols are the property of QGIRCO. No content on this Site shall be construed as granting, by implication, estoppel or otherwise, the license or right to use any Trademark displayed on this site without the written consent of QGIRCO. Your use of the Trademarks displayed on this site or any other content on this site is strictly prohibited, unless otherwise stated here. The images displayed on this site are either the property of QGIRCO or are used with permission obtained by QGIRCO. The use of such images by you or any other authorized party is prohibited unless specifically permitted by QGIRCO. Any unauthorized use of the images may violate intellectual property rights, trademark laws, privacy and advertising laws, and communications laws and regulations.

Software licenses:

The user acknowledges that any software available or provided on this site may contain technologies that are subject to strict control in accordance with the export control laws and regulations of the state of Qatar as well as other countries and jurisdictions. The user hereby agrees not to transfer or export such software in compliance with applicable export control laws and regulations. QGIRCO does not allow downloading or exporting any software or technical data from this site to any jurisdiction where export control laws and regulations prohibit such activities.